If you live in an area where the winters are especially cold you know you couldn't live without your heater. But you sure wish you could live without the high costs of home heating. Budget conscious people know that… [more]
Earlier we discussed how to save on home heating costs. Now for the exact opposite. How to save money on your electricity bill by decreasing your air conditioning usage. The concepts are the same, trying to use them… [more]
You work hard all year and now that it's summertime you want to go on vacation. Now is the time to finally splurge, right? Wrong! You can and still should be frugal during your vacation. You can still have just as much… [more]
It's always a good practice to go to the grocery store armed with several coupons. But not everyone is made for coupon cutting. Maybe you don't get the Sunday paper. Maybe the only coupons available are for products… [more]
It feels bad to buy a bunch of bananas and have them spoil because you didn't eat them in time. It just feels bad to throw food away since it's the same as throwing your money in the trash. To prevent that you need to… [more]
When we talk about living frugally we are not necessarily talking about depriving ourselves of any and all niceties of living in the 21st century. Being frugal isn’t about that at all. You can adopt…
Tackling the ever-rising cost of living can seem like a daunting task that reaps little results. When it comes to cutting food costs, there is more flexibility than most other living expenses. Many Americans live…
Frugality has always been synonymous to saving. It has been tried and tested and proved that if you live on a frugal budget, you will remain debt free as you don’t have to borrow money…
College textbooks cost a lot of money. Today’s students face not only increasing tuition costs but huge textbook prices for books that have supplemental book sections, frequently updated editions, and textbooks that include complimentary lab…
In your quest for frugality you can go a little too far. Sometimes you can overdo it and end up spending more money in the process of trying to save a few bucks. Here are…
1. Make a List Make a list of all your monthly expenses, such as bills, groceries and gas, along with your monthly income. If you really consider everything, you will know what you have to…